Whether you are married, engaged or thinking about, here are some “tough love” questions to ask before and after!
 

1. How much income do you make?
2. How much do you have in savings?
3. How much have you saved for retirement?
4. How much debt do you have?
5. Do you have a plan to pay off your debt?
6. My debts and your debts – will we pay them all off together or will we be responsible for our individual debts as well as what ever we create together?
7. Will we have combined checking and savings accounts or separate accounts?
8. What are your credit scores?
9. Do you have life insurance, health insurance or disability insurance?
10. When will the beneficiary be changed to the new spouse?
11. Do you want children?
12. If so, daycare or 1 parent will stay at home?
13. Will we homeschool, public school or private school?
14. Will we save for their college and/or let them pursue grants, scholarships or loans?
15. Do you owe child support and if so, how much and for how much longer?
16. Are all your tax returns filed?
17. Do you owe Federal and/or State “back” taxes? If so, how much on each?
18. If you owe, are you paying on them now?

I’m sure that the answers you’ll get will generate more “lively” discussions.

Feel free to responsibly comment! To Your Financial Health!